Silicon Valley Bank, a subsidiary of SVB Financial Group, is a U.S.-based high-tech commercial bank.
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Balance & Compensation
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|---|---|
| Daily Overdraft | $30.00 ($150 daily maximum) |
| Ledger Overdraft | Prime* + 3% |
| Uncollected Funds | Prime* + 3% |
* Prime refers to the Bank Prime Loan rate published in the Federal Reserve's H.15 Selected Interest Rates daily report.
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General Acccount Services
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|---|---|
| Monthly Account Maintenance | $32.00 |
| Bank Deposit Assessment* | $0.0849/$1000 |
| ZBA Parent Monthly Maintenance | $30.00 |
| ZBA Sub Monthly Maintenance | $10.00 |
| Miscellaneous Debits/Credits | $0.50 |
| Additional Statement Copy | $15.00 |
| Manual Account Transfers | $10.00 |
| Online Account Transfers | $0.50 |
| Research (per Hour) | $35.00 |
| Research/Photocopies | $3.00 |
| Legal Process | $100.00 |
| Shipping Costs | as quoted |
| Transact Gateway Payment Monthly Maintenance | $150.00 |
* Based on average net ledger balances. Refer to SVB's Deposit Agreement & Disclosure Statement - Business Accounts for further information.
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Depository Services
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|---|---|
| Deposit (Paper Deposit Item) | $2.00 |
| Checks Deposited | $0.11 |
| Domestic Collection Item | $15.00 |
| Foreign Collection Item | $30.00 |
| Foreign Check Conversion (Non-Canadian) | $15.00 |
| Deposit Image Monthly CD-ROM | $35.00 |
| Return Item - Chargeback | $10.00 |
| Return Item - Re-clear | $2.00 |
| Remote Deposit Capture Monthly Maintenance | No Charge |
| Remote Deposit Capture (per Deposit) | $2.00 |
| Mobile Deposit (per Item) | No Charge |
| Remote Lockbox Monthly Maintenance | $50.00 |
| Remote Lockbox (per Deposit) | $1.00 |
| Remote Lockbox (per Item, Checks, or Remits) | $0.08 |
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Fraud Control Services
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|---|---|
| Standard Check Positive Pay Monthly | $45.00 |
| Standard Check Positive Pay per Item | $0.03 |
| Standard Check Positive Pay with Payee Monthly | $55.00 |
| Standard Check Positive Pay with Payee per Item | $0.05 |
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ACH Services
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|---|---|
| ACH Debits/Credits Received | $0.15 |
| ACH Debits/Credits Originated | $0.15 |
| ACH Debits/Credits Originated - Same Day Return | $5.00 |
| ACH Block Monthly Maintenance (per Account) | $20.00 |
| ACH Filter Monthly Maintenance (per Account) | $20.00 |
| ACH Deletion | $6.00 |
| ACH Return | $8.00 |
| Unauthorized ACH Return | $12.50 |
| ACH Reversal | $15.00 |
| ACH Notification of Change | $4.00 |
| ACH Notification of Change - Correction | $4.00 |
| SVB Online Banking ACH Implementation | $50.00 |
| ACH Direct Send File Transmission Implementation | $500.00 |
| ACH Direct Send File Transmission Maintenance | $200.00 |
| Transact Gateway ACH Payment Implementation | $1,000.00 |
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Paper Disbursement Services
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|---|---|
| Checks Paid | $0.18 |
| Manual Stop Payment | $20.00 |
| Online Stop Payment | $10.00 |
| Cashier's Check | $20.00 |
| Transact Gateway Check Print Implementation | $1,000.00 |
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Debit Cards
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|---|---|
| SVB International Service Assessment (ISA) Fee | 2.00% |
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Bill Pay Classic Services
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|---|---|
| Bill Pay Monthly Maintenance | $10.00 |
| Bill Pay Excess Transaction (Each Item Over 15) | $0.40 |
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Bill Pay Plus Services
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Silver Package | Gold Package |
|---|---|---|
| Number of Transactions Included | 25 transactions | 100 transactions |
| Monthly Bill Pay Plus Maintenance Fee | $50.00 | $250.00 |
| Unlimited Users, Approvers, & Payers | Included | Included |
| Unlimited Document Storage | Included | Included |
| Send and Receive ACH Payments | Included | Included |
| Mailed Check Payments | Included | Included |
| Per Transaction Overage | $2.50 | $2.00 |
| Faxed Invoices per Month | $5.00 | $5.00 |
| Standard Sync with Quickbooks or Xero | Included | Included |
| Advanced Sync with NetSuite or Intacct* | $50.00 | $100.00 |
* Advanced sync requires a $1,000 implementation fee.
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Information Reporting Services
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|---|---|
| SVC Online Banking Monthly Service | $125.00 |
| SVB Online Banking Monthly Data Exchange (MT940 & MT942) | $100.00 |
| SVB Online Banking Monthly Wire Service | $25.00 |
| SVB Online Banking Monthly ACH Service | $40.00 |
| SVB Online Banking EDI Report Maintenance | $25.00 |
| Bank Inquires by Phone | $5.00 |
| SWIFT Reporting | $50.00 |
| EDI Report Translated | $5.00 |
| Transact Gateway Information Reporting Implementation per Account | $200.00 |
| Transact Gateway Information Reporting Service per Account | $100.00 |
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Multi-Currency Accounts
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|---|---|
| MCA Account Maintenance | $100.00 |
| MCA Incoming Wire | $10.00 |
| MCA Outgoing Wire | $25.00 |
| MCA Book Transfer Debit | $2.00 |
| MCA Incoming Non-Urgent | $5.00 |
| MCA Outgoing Non-Urgent | $5.00 |
| Transact Gateway MCA Wire Payment Implementation | $1000.00 |
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Wire Transfer Services
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|---|---|
| Incoming Wire Transfer | $10.00 |
| Incoming Wire with Email Notification | $12.00 |
| Outgoing Wires Initiated Online | |
| Domestic Wire | $12.00 |
| Domestic Wire with Email Notification | $17.00 |
| USD International Wire | $25.00 |
| USD International Wire with Email Notification | $30.00 |
| FX International Wire | $25.00 |
| In-Country Transfer Request (MT101) | $10.00 |
| International FX Wire with Repair | $35.00 |
| FX Intermediary/Beneficiary Bank (Hard $ Charged) | $35.00 |
| Other Wire Services | |
| Standing Wire | $10.00 |
| Standing Wire with Email Notification | $15.00 |
| Auto Drawdown Wire | $10.00 |
| Auto Drawdown Wire with Email Notification | $15.00 |
| Wire Initiation Repair | $30.00 |
| Wire Transfer Exception (Returns/Missing Data) | $30.00 |
| Wire Recall/Trace Requests | $30.00 |
| Wire Transfer Miscellaneous | At Cost |
| Transact Gateway Wire Payment Implementation | $1000.00 |