Paystand is not just AR + Payments

We are excited to offer a complete financial suite for the office of the CFO, uniting Accounts Receivable, Payments, Accounts Payable, Expense Management, and FX Payouts under Paystand. Now, finance teams can automate money in, money out, and everything in between, keeping more of each dollar you earn.

A digital business payment network with embedded AI that automates collections, reconciliation, expenses, and global payouts.

Automation for AR, Expenses & Global Payouts with AI.

Measurable ROI Across AR, Expenses & Global Payouts

Finance teams use Paystand to reduce reconciliation work, payment fees, and operational overhead across the workflows that move money.

Covetrus accounts receivable automation

ACCOUNTS RECEIVABLE AUTOMATION

Covetrus saved 50% in the cost of moving money (see the case study)

Expense Automation Benefits to Copper company

EXPENSE AUTOMATION & CARDS

Copper achieved a 78% faster close · From 14+ days to 3–4 5% OpEx cut · Through policy enforcement.

global payouts benefits by Paystand

GLOBAL PAYOUTS

90% savings · In cross-border fees

Every transaction is paid for three times.

Finance teams don’t just pay to move money. They also pay for manual reconciliation work, approval overhead, and settlement delays.

Unlike traditional payment processors, Paystand embeds AI directly into the payment network to reduce fees, automate reconciliation, and accelerate cash flow.

Paystand ecosystem

AI That Executes Across AR, Expenses & Payouts

Not copilots. Not suggestions. AI that executes collections, reconciliation, approvals, and payouts directly inside the payment network.

AR Collections · Agentic AI

Identifies payment risk, prioritizes accounts, drafts collection emails, escalates customers, adapts tone by payer. Humans supervise and approve.
Customer outcome: Covetrus — DSO ↓ 80%, fees ↓ 98%.

Cash App · Autonomous AI

Continuously applies cash at settlement. Reconciles deposits to invoices. Posts to the ERP without manual intervention.
Customer outcome: Eden Equipment — 11 hours/week saved · 15% aged AR reduction.

Expense Automation · Agentic AI

Enforces spend policy pre-swipe in Slack and Teams. Posts to the ERP as bills with full dimension coding — not card charges to reclassify.
Customer outcome: Copper — 78% faster close, $13K out-of-policy prevented.

Global Payouts · Autonomous AI

Runs dual approval and OFAC screening. Routes payouts through the lowest-cost method. On-chain rails settle same-day in vendor currency.
Customer outcome: 90% savings on cross-border fees · 190+ countries.

Serving B2B customers at the heart of the global economy

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Attentive Logo
Covetrus
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motorola
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Paystand Named a G2 Leader

Finance leaders recognized Paystand as a G2 Mid-Market Accounts Receivable Leader. Our users highlight smooth implementation, rapid adoption, and measurable savings that prove better infrastructure drives better outcomes.

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YEARLY SAVINGS
$9,999,999 $940,159
Select your current yearly payment processing volume
$5MM $15MM $25MM $35MM $45MM

How much money could you save with Paystand?

* This is a rough calculation based on reductions in payment fees, reconciliation work, and operational overhead achieved by Paystand customers.
Book a demo today to get a custom ROI analysis.

Capter 2026 shortlist

Paystand Named to the Capterra Shortlist for 2026

Finance teams use Paystand to automate accounts receivable, expenses, and payouts while reducing operational complexity, reconciliation work, and payment costs.

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Frequently Asked Questions

1. What is Paystand?

Paystand is the world's largest digital business payment network for agentic, on-chain finance. $20B+ payment volume across 1,000+ enterprise customers and 1M+ businesses on the network. Agentic AI for collections and spend, autonomous AI for cash app and reconciliation, on-chain rails for instant, global money movement — all ERP-native.

2. What's the difference between agentic and autonomous AI?

Agentic AI acts with agency toward a goal — collections, spend approvals, policy enforcement. Humans supervise, approve, and set the policies that constrain behavior. Autonomous AI operates independently without continuous human intervention — cash application, reconciliation, payment routing. Humans set policies, audit outcomes, handle edge cases. Both run on the Paystand network today.

3. What does "on-chain" actually mean for B2B payments?

On-chain means money recorded and executed directly on a blockchain network — a shared, programmable, real-time ledger. $33 trillion in stablecoin transactions moved in 2025, more than half of Visa's global throughput. On the Paystand network, on-chain rails make payments instant, global, and programmable — the way information already moves on the internet.

4. Which ERPs does Paystand integrate with?

Certified native integrations with NetSuite, Sage Intacct, Microsoft Dynamics 365, and Acumatica. Full API for custom environments.

5. How does Paystand pricing work?

Flat monthly subscription calibrated to your payment volume, capability mix, and ERP integrations. $0 transaction fees on the Paystand Network. As your volume grows, your cost to collect goes down — software aligned with you, not against you.

6. How fast can we go live?

Most mid-market customers are live in 30–60 days. NetSuite-native implementations are often faster.

7. Who is Paystand built for?

The Office of the CFO at mid-market and enterprise B2B companies with high invoice volume, ERP-driven finance operations, and finance teams ready to move from manual operations to agentic and autonomous work.