Paystand is not just AR + Payments

We are excited to offer a complete financial suite for the office of the CFO, uniting Accounts Receivable, Payments, Accounts Payable, Expense Management, and FX Payouts under Paystand. Now, finance teams can automate money in, money out, and everything in between, keeping more of each dollar you earn.

On the Paystand network, your cost to collect goes down as volume goes up. Software aligned with you, not against you.

Hero section

A network at industrial scale, with measurable ROI per capability.

$20B+ payment volume · 1,000+ enterprise customers · 1M+ businesses on the network · 2% of U.S. commercial A-to-A payments.

Covetrus

ACCOUNTS RECEIVABLE

50% savings · In the cost of moving money

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EXPENSE & CARDS

78% faster close · From 14+ days to 3–4 5% OpEx cut · Through policy enforcement

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GLOBAL PAYOUTS

90% savings · In cross-border fees

Every transaction is paid for three times.

Cost to decide — collections, approvals, payouts. Manual, reactive. Cost to move — card fees, FX fees, ACH settlement delay. Cost to reconcile — cash application, deposit reconciliation, GL coding.

Per-transaction processors only address the second cost. The other two compound silently — your team carries them.

On the Paystand network, all three collapse into one subscription. The headline is the $0 transaction fee. The bigger savings sit in the work your team stops doing.

Hero section 2

Agentic and autonomous, running across finance.

Not copilots. Not suggestions. Actual execution — on the same network that moves the money.

Collect · Agentic AI

Identifies payment risk, prioritizes accounts, drafts collection emails, escalates customers, adapts tone by payer. Humans supervise and approve.
Customer outcome: Covetrus — DSO ↓ 80%, fees ↓ 98%.

Cash App · Autonomous AI

Continuously applies cash at settlement. Reconciles deposits to invoices. Posts to the ERP without manual intervention.
Customer outcome: Eden Equipment — 11 hours/week saved · 15% aged AR reduction.

Spend · Agentic AI

Enforces spend policy pre-swipe in Slack and Teams. Posts to the ERP as bills with full dimension coding — not card charges to reclassify.
Customer outcome: Copper — 78% faster close, $13K out-of-policy prevented.

Pay Out · Autonomous AI

Runs dual approval and OFAC screening. Routes payouts through the lowest-cost method. On-chain rails settle same-day in vendor currency.
Customer outcome: 90% savings on cross-border fees · 190+ countries.

Serving B2B customers at the heart of the global economy

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Rebuilding finance from the ground up, on a network that runs at the speed of software.

Band-Aid AI
Agentic, On-Chain Finance
AI bolted onto legacy rails
AI built into a connected network
A patchwork that compounds cost
A network that scales down cost
Paper checks (still 50% of US B2B), ACH, credit card
Money on-chain, instant, global
34 vendors, 17,000 fees
One network, fees toward zero
Cash applied manually, days later
Cash applied as it lands
AI bolted on, runs on stale data
AI runs autonomously, in real time
Cost scales up as you grow
Cost scales down as you grow
The handoffs stay. The float stays. The fees stay.
The Office of the CFO becomes agentic and on-chain.

Paystand Named a G2 Leader

Finance leaders recognized Paystand as a G2 Mid-Market Accounts Receivable Leader. Our users highlight smooth implementation, rapid adoption, and measurable savings that prove better infrastructure drives better outcomes.

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YEARLY SAVINGS
$9,999,999 $940,159
Select your current yearly payment processing volume
$5MM $15MM $25MM $35MM $45MM

How much money could you save with Paystand?

* This is a rough calculation based on what current customers save.
Book a demo today to get a custom ROI analysis.

Capter 2026 shortlist

Paystand Named to the Capterra Shortlist for 2026

Paystand earned a place on the 2026 Capterra Shortlist across Accounts Receivable, Accounts Payable, and Expense Reporting, putting it among a small group of solutions finance teams are already standardizing on, while others continue to rely on legacy systems.

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Frequently Asked Questions

1. What is Paystand?

Paystand is the world's largest digital business payment network for agentic, on-chain finance. $20B+ payment volume across 1,000+ enterprise customers and 1M+ businesses on the network. Agentic AI for collections and spend, autonomous AI for cash app and reconciliation, on-chain rails for instant, global money movement — all ERP-native.

2. What's the difference between agentic and autonomous AI?

Agentic AI acts with agency toward a goal — collections, spend approvals, policy enforcement. Humans supervise, approve, and set the policies that constrain behavior. Autonomous AI operates independently without continuous human intervention — cash application, reconciliation, payment routing. Humans set policies, audit outcomes, handle edge cases. Both run on the Paystand network today.

3. What does "on-chain" actually mean for B2B payments?

On-chain means money recorded and executed directly on a blockchain network — a shared, programmable, real-time ledger. $33 trillion in stablecoin transactions moved in 2025, more than half of Visa's global throughput. On the Paystand network, on-chain rails make payments instant, global, and programmable — the way information already moves on the internet.

4. Which ERPs does Paystand integrate with?

Certified native integrations with NetSuite, Sage Intacct, Microsoft Dynamics 365, and Acumatica. Full API for custom environments.

5. How does Paystand pricing work?

Flat monthly subscription calibrated to your payment volume, capability mix, and ERP integrations. $0 transaction fees on the Paystand Network. As your volume grows, your cost to collect goes down — software aligned with you, not against you.

6. How fast can we go live?

Most mid-market customers are live in 30–60 days. NetSuite-native implementations are often faster.

7. Who is Paystand built for?

The Office of the CFO at mid-market and enterprise B2B companies with high invoice volume, ERP-driven finance operations, and finance teams ready to move from manual operations to agentic and autonomous work.